How to buy apps on the App Store with Visa and the MoMo e-wallet

Buying apps in the App Store is something Apple fans ask about a lot. As a leading app store with a strict review process, the App Store has plenty of great apps. And as the saying goes, “you get what you pay for”, so apps with standout features usually cost money. You might buy an app outright, pay for a monthly subscription, or simply top up to buy in-game items. So how do you pay in the App Store with MoMo or Visa quickly and easily? You will find the answer in this post.

Payment methods on the App Store

You can pay in the App Store using these 2 methods:

  • Pay in the App Store with MoMo.
  • Pay in the App Store with a Visa card.

As long as you have one of these two, you can easily buy apps in the App Store or top up your games.

Which payment method should you use?

In my opinion, if you have a MoMo wallet, use it. For the same amount, paying in the App Store with MoMo earns you reward points, and during promotions you may even get a little cashback. If you don’t have MoMo, use a Visa card.

Also, we usually keep less money in a MoMo wallet than on a Visa card (usually, anyway), so paying with MoMo means less worry about accidentally approving a large purchase.

Add MoMo as a payment method

First, I will show you how to add MoMo as an App Store payment method. Open the Settings app and tap your Apple ID at the top, as shown below.

Note: install the MoMo app on your phone and sign in first, so linking it later is easier. If you don’t have it yet, tap here to download it.

Open the Settings app and tap your Apple ID
Open the Settings app and tap your Apple ID

Next, tap Payment & Shipping.

Tap Payment & Shipping
Tap Payment & Shipping

Then tap Add Payment Method.

Tap Add Payment Method
Tap Add Payment Method

Now choose MoMo E-Wallet and make sure the information below is complete. Then tap Sign in to MoMo E-Wallet.

Tap Sign in to MoMo E-Wallet
Tap Sign in to MoMo E-Wallet

A window appears. Select Continue with MoMo app.

Select Continue with MoMo app
Select Continue with MoMo app

When the MoMo app opens to confirm the link, tap the Confirm button at the bottom. Be quick, before the request times out.

Tap the Confirm button at the bottom
Tap the Confirm button at the bottom

And here is the result: your MoMo wallet is now one of your payment methods. You can go ahead and buy the apps you like.

MoMo wallet added as a payment method
MoMo wallet added as a payment method

Add a Visa card as a payment method

The next method is a Visa card. Again, open the Settings app and tap your Apple ID at the top.

Open the Settings app and tap your Apple ID
Go to the Settings app and tap your Apple ID at the top

Next, choose Payment & Shipping again.

Tap Payment & Shipping
Tap Payment & Shipping

Then tap Add Payment Method.

Tap Add Payment Method
Tap Add Payment Method

Now choose Credit/Debit Card. Enter your card number and the expiration date from the front of your Visa card, plus the CVV number on the back. Check that everything is correct, then tap the Done button at the top.

Select Credit/Debit Card and fill in the card number, expiration date, and CVV
Select Credit/Debit Card and fill in the card number, expiration date, and CVV from the back of the card

Here is where to find this information on a Visa card.

Information on a Visa card
Information on a Visa card

And this is the result. But… now there are 2 payment methods, the MoMo wallet and the Visa card. So how do you know, or choose, which one is charged first? Read on below.

2 payment methods in the App Store
2 payment methods in the App Store

Choose your main App Store payment method

The App Store charges whichever method is at the top of the list. In the picture, that is the Visa card. To switch to a different method, tap the Edit button.

Tap Edit to choose your main App Store payment method
Tap Edit to choose your main App Store payment method

Press and hold the three-line handle, then drag it up or down to reorder the payment methods. Once they are in the order you want, tap the Done button at the top.

Reorder payment methods
Reorder payment methods

Buy an app in the App Store

To make this guide more practical, let’s buy an app in the App Store together and see how the process works. I picked the cheapest one I could find, and a Vietnamese app to support local developers: WiFi Chùa VIP.

Tap the button showing the price, which here is 5,000 VND.

Example of buying an app in the App Store
Example of buying an app in the App Store

A prompt asks you to confirm the purchase. Tap Buy.

Tap Buy
Tap Buy

The App Store asks for your Apple ID password. Enter it, then tap the Sign In button.

Sign in to buy apps in the App Store
Sign in to buy apps in the App Store

As soon as you sign in, the payment goes through. You will see a check mark and the word Done below.

Purchase completed in the App Store
Purchase completed in the App Store

The app has been purchased and downloaded. I find buying apps in the App Store pretty simple these days.

Buying apps in the App Store is pretty simple these days
Buying apps in the App Store is pretty simple these days

Since I paid with my MoMo wallet, I opened the MoMo app and saw the account link notification along with an Apple Services payment successful message. I earned reward points too.

MoMo notification of a successful App Store payment
MoMo notification of a successful App Store payment
Video tutorial: buying apps in the App Store

Conclusion

To sum up, there are 2 payment methods in the App Store: the MoMo e-wallet and a Visa card. I recommend using MoMo if you have it. Remember to check your main payment method before buying apps, and if you are about to buy ringtones, check out how to set iPhone ringtones for free first. Did you find this article useful? Share your thoughts in the comments below. Have fun!

Hieu Tran Ngoc Minh

Hieu (born in 1996) holds a Bachelor's degree in Business Administration from Saigon Technology University. Currently a Data Analyst at Ninja Van, Hieu has extensive experience in Data Analysis and Digital Marketing. This blog is where Hieu shares practical experiences from work and life.

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